The killer flood that struck Cagayan de Oro City left traces of discouragement, sadness and despair to thousands of families. Although I was not able to experience struggling for life amidst the rushing water in total darkness, I know how it felt based on the story expressed by my housemaid and friends. I have been busy for the last ten days coordinating with the relief goods from Operation Blessings and other Evangelical organizations that I forgot to pay some important bills. Yesterday, one of my supplier reminded me with my due date. How I wish we have online payments available for water, electric and other basic household bills. In the United States almost everything can be done online like the ach check processing at ThePaymentsAuthority.org . I hope by 2012 online marketing and banking would make a leap.